Cameron Bartolomea | Strategic Home Loans
Cameron Bartolomea NMLS #2777999

Mortgage Strategy, Simplified.

Fast approvals and clear communication for Ventura County and Los Angeles County homebuyers. No confusion, just results.

Local Responsive Straightforward
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Your Local Mortgage Partner

Purchase and Refinance

Options for first time buyers, move up buyers, and long term homeowners planning their next step.

Strategy First

Clear options and real numbers so you can choose what fits your goals.

Fast and Clear

Direct communication and quick turnarounds without the runaround.

Loan Programs

Conventional
FHA
VA
Jumbo
Refinance
Bank Statement
Reverse 55 Plus

How It Works

1

Quick Connect

Text or call so I can understand your goals and timeline.

2

Options

I show the clean breakdown so you can compare scenarios.

3

Closing

We handle the details and keep things moving to the finish line.

Run Your Numbers

Use these tools for a quick estimate, then text me your scenario and I will price it accurately.

Purchase Payment Estimate

Estimate monthly payment including taxes and insurance using typical Southern California assumptions.

$
%
$
Estimated Monthly Payment
$5,543
Principal and Interest $4,734
Taxes and Insurance Estimate $809
Loan Amount $600,000

Estimate assumes a 6.75% interest rate, 1.25% property tax, and 0.45% insurance. For illustration only.

Refinance Checkup

Compare current payment to a new scenario, then see breakeven based on estimated costs.

$
$
%
yr
%
%
$
Estimated Monthly Savings
$0
Current P and I $0
New P and I $0
New Loan Amount $0
Estimated Costs $0
Estimated LTV 0%
Breakeven
0 Months
Estimated Current Total Payment $0
Estimated New Total Payment $0

Estimates are for illustration only. Rates, costs, and payments vary by credit, property, and loan details.

DSCR Investor Estimate

Quick look at whether rent covers estimated PITI.

$
%
$
$
Potential Pass
1.20
Gross Monthly Rent $4,000
Total Estimated Monthly PITI $3,328
(Est. P and I: $2,678, T and I: $650)

Assumes 7.5% investor rate, 1.25% property tax, 0.45% insurance. For illustration only.

Reverse Mortgage Explorer

Illustrative example only for educational purposes.

Eligible base $800,000
Illustrative principal limit $376,000
Less estimated fees -$16,000
Payoff existing mortgage -$150,000
Illustrative Available Funds $210,000

This is an educational estimate only. Actual reverse mortgage figures vary by program rules and pricing.

Specialty and Flexible Financing

Options for self employed income, high value properties, or unique scenarios.

Bank Statement Loans

Built for self employed borrowers using bank statements to support qualifying income.

Book a Call

Non QM Loans

Flexible documentation options for borrowers with unique income or asset profiles.

Book a Call

Construction Loans

Finance a build from the ground up with a structure designed to match the construction timeline.

Book a Call

Foreign National Loans

Financing options for non US citizens purchasing property in the United States.

Book a Call

Let’s Run Your Exact Numbers

If you text me the basics, I will give you a clean plan with options and real pricing.