Crypto Mortgage Loans

Own cryptocurrency and planning to buy a home? Before you sell or liquidate your crypto assets, your scenario may be worth reviewing.

Eligible cryptocurrency assets may be reviewed for a mortgage.

In some cases, eligible cryptocurrency assets may be considered for down payment, closing costs, or reserves when guideline requirements are met.

Happy family moving into a new home

How Crypto Assets May Help

This page is not about using crypto as the mortgage itself. Instead, it is about reviewing whether eligible cryptocurrency assets may be considered as part of your overall mortgage scenario.

Down Payment

Eligible cryptocurrency assets may be reviewed toward funds needed for your down payment.

Closing Costs

Eligible cryptocurrency assets may also be reviewed for closing costs, depending on the scenario.

Reserves

Some scenarios may allow eligible cryptocurrency assets to be reviewed for reserves.

What We Review

  • Whether the assets appear to meet loan program and documentation requirements
  • How the cryptocurrency is currently held
  • Whether the assets may be relevant for down payment, closing costs, or reserves
  • Whether liquidation may still be necessary depending on the transaction requirements

Examples of Where Assets May Be Held

Assets may be held through major crypto exchanges, payment apps, investing apps, traditional brokerages, banks offering crypto access, or self-custody wallets.

  • Crypto exchanges, such as Coinbase, Crypto.com, Gemini, Binance.US, OKX, or Bitstamp
  • Payment or investing apps, such as Cash App, PayPal, or Robinhood
  • Traditional brokerages or banks, such as Fidelity, Schwab, E-Trade, Morgan Stanley, or SoFi
  • Hardware wallets or self-custody wallets
  • Multiple platforms or accounts
Important: Not all cryptocurrency assets qualify. Assets pledged as collateral, connected to a crypto-backed loan, line of credit, or similar financing may not be eligible. Guidelines, documentation requirements, asset sourcing, escrow requirements, and underwriting review all apply. This is not a commitment to lend or extend credit.

In recent years, cryptocurrency has revolutionized the way we think about currency and investment. Now, this growing digital asset class is making waves in the mortgage industry. At [Company Name], we understand the evolving landscape of finance and are proud to offer Crypto Mortgage Loans to our clients, empowering them to use their crypto assets to secure home financing.

With a Crypto Mortgage Loan, you can leverage your cryptocurrency holdings to purchase your dream home or refinance your current mortgage. This innovative approach allows you to tap into the value of your digital assets while enjoying the benefits of traditional home ownership.

We provide flexible terms tailored to accommodate the unique needs of crypto holders. Our streamlined application process ensures that you can quickly obtain the financing you need without unnecessary delays. Discover how our Crypto Mortgage Loans can open new doors for your real estate investments today!